seguro viaje

Seguro de Viaje, elemental querido

A la hora de planificar un viaje hay mil cosas a tener en cuenta. Noches de hotel, billetes de avión, trenes, buses, excursiones, free tours, etc. Sabemos que un viaje es una pieza de relojería compuesta por muchas piezas y algunas de ellas pueden ser muy pequeñas. Por eso, para que todo funcione a la perfección, debes llevar contratado un seguro viaje adaptado a tu aventura. Todo esto suena muy bien, pensarás, pero, ¿qué puede hacer un seguro por ti? ¿Por qué deberías contratarlo? Aquí van cinco razones para hacerlo.

  1. Protegido y atendido en todo momento

Los seguros son siempre buenos compañeros porque velan por ti allá donde estés. Contratando uno tendrás a tu disposición la posibilidad de contactar con un teléfono de atención al cliente al que podrás llamar las 24 horas y ser atendido en tu idioma. Podrás resolver cualquier incidente inesperado, porque te indicarán qué es lo más oportuno hacer o qué has de hacer para que puedas aprovechar todas las ventajas que te ofrece la póliza que has contratado. Si necesitas que te atienda un médico, si has de cancelar tu viaje porque has enfermado o si te han extraviado el equipaje suelen ser algunos de los problemas para los que conviene tener a alguien a quien llamar.

  1. Asistencia médica

Cuando viajamos, la principal preocupación es que, estemos donde estemos, vayamos a recibir la mejor asistencia sanitaria posible. Está claro que la Tarjeta Sanitaria Europea es imprescindible y nos resolverá más de un problema si nos encontramos en algún país europeo, pero aún para estos países no es suficiente. Aquí la sanidad pública es universal y gratuita mientras que, en la mayoría de los países europeos, es predominante el sistema de copago. Es decir, que el usuario paga una parte de los servicios prestados. En Finlandia, Irlanda, Portugal, Suecia, Austria, Bélgica, Francia, Luxemburgo, Países Bajos e Italia, entre otros, es necesario abonar una tasa por ser atendido en urgencias, por ingresar en el hospital o, sencillamente, por recibir atención primaria. Por ejemplo, en Italia la visita a un especialista cuesta 10€ y una falsa urgencia, es decir, todas las visitas a urgencias que no acaban en hospitalización, cuesta 25 €.

Con un seguro de viaje te aseguras que pase lo que pase serás atendido por los mejores centros médicos privados del mundo sin gastos extras ni desembolsos no planificados.

  1. Ahorra tiempo y dinero

El copago, como hemos visto en el caso de Italia, y otros sistemas sanitarios como pueden ser el norteamericano pueden encarecer dramáticamente nuestro viaje en caso de tener que hacer uso de ellos. Por ejemplo, hacerte con un seguro para ti y para tu pareja, para una escapada a Italia de una semana, sería más barato que hacer una única visita a urgencias. Y esto es debido a que el precio es bajo y apenas supone un pequeño porcentaje del precio total del viaje.

Además, también te ahorra tiempo. No solo por toda la información y todos los trámites que puedes ahorrarte gracias al teléfono te atención 24 horas sino porque muchas de las coberturas van por delante de las indemnizaciones de las empresas. Explicamos esto mejor: imagínate que vas en avión a Tailandia y te pierden la maleta. Con el seguro de Coverontrip te compensan por todo lo que te pierda la línea aérea.

  1. Tranquilidad incluso antes de viajar

Como dice el refrán: más vale prevenir que curar. Por ello, con la cobertura de cancelación del seguro de viaje podrás ver cómo la fecha del viaje se acerca con toda la tranquilidad del mundo, sin tener que preocuparte por aquellas desafortunadas sorpresas que te harían tener que cancelarlo. Porque si así fuera, se te reembolsaría la cantidad con la que estés asegurado.

  1. Un seguro para cada viaje

No solo te protege en caso de accidente, sino que se adapta a tus necesidades para que puedas estar tranquilo y dedicarte solo a disfrutar. Si tienes pensado esquiar o salir de ruta durante tu viaje, hay planes especializados que velan por ti y cubren los gastos quirúrgicos y médicos, así como te garantizan el método de rescate más rápido y eficaz. Si eres profesor y viajas con tus alumnos, tu tranquilidad está asegurada con un seguro de viaje de estudios para estudiantes como el de Coverontrip; con el cual hasta enviarían a un tutor suplente en caso de enfermedad. También, si tu desplazamiento es por negocios, por estudios o incluso por tu luna de miel, hay un seguro viaje esperándote (echa un vistazo a este artículo para planear el viaje perfecto).

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